{"id":5778,"date":"2021-04-12T16:00:37","date_gmt":"2021-04-12T16:00:37","guid":{"rendered":"https:\/\/www.sherin.com\/real-estate\/?p=5778"},"modified":"2026-06-15T16:02:19","modified_gmt":"2026-06-15T16:02:19","slug":"hospitality-companies-thought-insurance-coverage-would-be-there-for-a-crisis-it-wasnt","status":"publish","type":"post","link":"https:\/\/www.sherin.com\/real-estate\/2021\/04\/12\/hospitality-companies-thought-insurance-coverage-would-be-there-for-a-crisis-it-wasnt\/","title":{"rendered":"Hospitality Companies Thought Insurance Coverage Would Be There for a Crisis. It Wasn\u2019t."},"content":{"rendered":"<p><a href=\"https:\/\/www.sherin.com\/attorneys\/joshua-m-bowman\/\" target=\"_blank\" rel=\"noopener\">Joshua M. Bowman<\/a>, chair of the firm\u2019s Hospitality Practice Group, was quoted in\u00a0<em>Skift<\/em>\u00a0on April 12, 2021. The article, \u201cHospitality Companies Thought Insurance Coverage Would Be There for a Crisis. It Wasn\u2019t,\u201d describes the precedent that\u2019s been set during the last year in cases where hospitality companies sue\u00a0their insurer to get a business interruption insurance payout due to government-ordered pandemic restrictions.<\/p>\n<p><a href=\"https:\/\/skift.com\/2021\/04\/12\/hospitality-companies-thought-insurance-coverage-would-be-there-for-a-crisis-it-wasnt\/\" target=\"_blank\" rel=\"noopener\">Read the full article at skift.com<\/a>.<\/p>\n<p><em>From the article:<\/em><\/p>\n<p>\u201c\u2018It was an uphill battle to begin with, and the courts have not sided with the policyholders,\u2019 said Joshua Bowman, a partner at Boston-based law firm Sherin and Lodgen and chair of the firm\u2019s hospitality practice. \u2018It\u2019s highly unlikely they will side with many policyholders going forward.\u2019<\/p>\n<p>\u2026\u2019My law firm is not currently involved in any business interruption insurance claims representing the hospitality industry against the insurance industry,\u2019 Bowman said. \u2018Our firm made a decision where, if we found a case we thought we could win, we would bring it. We just couldn\u2019t find that case.\u2019<\/p>\n<p>\u2026\u2019The insurance industry has experienced a major windfall because everybody is still paying their premiums,\u2019 Bowman said. \u2018The policyholders are suffering terribly, and the insurance industry is making out like bandits here.\u2019<\/p>\n<p>\u2026\u2019The insurance industry has walked between the raindrops for this whole crisis,\u2019 Bowman said.<\/p>\n<p>\u2026There were several state-level bills pursued early in the pandemic calling for mandates to insurance companies to pay out business interruption insurance claims and get reimbursed from state government funds. Bowman worked in drafting one of these bills in Massachusetts, and others were filed in states like New Jersey and Ohio. Many stalled because states were grappling with their own dim financial outlook due to the pandemic.<\/p>\n<p>\u2026\u2019I would think the insurance industry is going to be more reticent than ever about covering anything tied to a pandemic,\u2019 Bowman said. \u2018They fought every claim for Covid with tooth and nail, and they may tighten up their policies even more; though, I\u2019m not sure they need to because they keep winning in court.&#8217;\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Joshua M. Bowman, chair of the firm\u2019s Hospitality Practice Group, was quoted in\u00a0Skift\u00a0on April 12, 2021. The article, \u201cHospitality Companies Thought Insurance Coverage Would Be There for a Crisis. It Wasn\u2019t,\u201d describes the precedent that\u2019s been set during the last year in cases where hospitality companies sue\u00a0their insurer to get a business interruption insurance payout [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":1713,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[],"tags":[],"class_list":["post-5778","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Hospitality Companies Thought Insurance Coverage Would Be There for a Crisis. 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It Wasn\u2019t,\u201d describes the precedent that\u2019s been set during the last year in cases where hospitality companies sue\u00a0their insurer to get a business interruption insurance payout [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sherin.com\/real-estate\/2021\/04\/12\/hospitality-companies-thought-insurance-coverage-would-be-there-for-a-crisis-it-wasnt\/\" \/>\n<meta property=\"og:site_name\" content=\"Real Estate\" \/>\n<meta property=\"article:published_time\" content=\"2021-04-12T16:00:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-15T16:02:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sherin.com\/real-estate\/wp-content\/uploads\/sites\/2\/2016\/03\/7331588_s.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"450\" \/>\n\t<meta property=\"og:image:height\" content=\"299\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"jegiangregorio\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"jegiangregorio\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.sherin.com\\\/real-estate\\\/2021\\\/04\\\/12\\\/hospitality-companies-thought-insurance-coverage-would-be-there-for-a-crisis-it-wasnt\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sherin.com\\\/real-estate\\\/2021\\\/04\\\/12\\\/hospitality-companies-thought-insurance-coverage-would-be-there-for-a-crisis-it-wasnt\\\/\"},\"author\":{\"name\":\"jegiangregorio\",\"@id\":\"https:\\\/\\\/www.sherin.com\\\/real-estate\\\/#\\\/schema\\\/person\\\/c804729841c0db0743b1d24e2c819e18\"},\"headline\":\"Hospitality Companies Thought Insurance Coverage Would Be There for a Crisis. 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