{"id":5822,"date":"2020-03-23T17:24:51","date_gmt":"2020-03-23T17:24:51","guid":{"rendered":"https:\/\/www.sherin.com\/real-estate\/?p=5822"},"modified":"2026-06-22T17:26:05","modified_gmt":"2026-06-22T17:26:05","slug":"hotel-and-restaurant-owners-how-to-reduce-your-insurance-costs-during-the-covid-19-crisis","status":"publish","type":"post","link":"https:\/\/www.sherin.com\/real-estate\/2020\/03\/23\/hotel-and-restaurant-owners-how-to-reduce-your-insurance-costs-during-the-covid-19-crisis\/","title":{"rendered":"Hotel and Restaurant Owners: How to Reduce Your Insurance Costs during the COVID-19 Crisis"},"content":{"rendered":"

Hotel and restaurant owners who, as a result of the COVID-19 crisis, have closed down or are operating only with extremely minimal staffing should consider discussing the possibility of reducing outstanding premium payments for their existing liability and workers\u2019 compensation insurance policies with their insurance providers.<\/p>\n

According to Peter Roblin of\u00a0Roblin Insurance<\/a>\u00a0in Needham, Massachusetts, hotel and restaurant owners have the option to provide revised payroll and annual sales estimates to their insurers right now, which may result in such insurers lowering, by endorsement, the amount of outstanding premium payments that would be payable prior to the end of the policy period.<\/p>\n

In addition, while insurers are presently under no legal obligation to agree to do so, hotel and restaurant owners should also consider discussing the deferral of unpaid insurance premiums with their insurance providers.<\/p>\n

The\u00a0Sherin and Lodgen Hospitality Practice Group<\/a>\u00a0will continue providing information that we believe will be helpful to the hospitality industry during the COVID-19 crisis. Other client alerts are available\u00a0here<\/a>.<\/p>\n

Please let us know if you have any questions, and continue to check our website frequently for more client alerts pertaining to the hospitality industry.<\/p>\n","protected":false},"excerpt":{"rendered":"

Hotel and restaurant owners who, as a result of the COVID-19 crisis, have closed down or are operating only with extremely minimal staffing should consider discussing the possibility of reducing outstanding premium payments for their existing liability and workers\u2019 compensation insurance policies with their insurance providers. 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